Finizens review: updated opinions about the broker in 2021

Warning: the information presented here in this review of Finizens about its services is merely generic and comes from reliable sources of public access or received from Finizens (entity authorized to operate in New Zealand by the CNMV or through the dollarpeo financial passport regime).

⚠️ Attention! Although Finizens is totally legal and safe, we can't offer you this broker right now . We recommend that you try the best online broker that we have evaluated, eToro .

The first important fact is that Finizens has an enabling license , which is an imperative fact to recognize a reliable online broker . On our website we give special importance to this point, as it is a determining factor to invest safely.

So we can elucidate the first step: the license allows us to know that the platform of Finizens is not a scam . The same cannot be said about many other brokers that are offered as safe options, but are not registered with any official financial institution.

Finizens is a New Zealand company founded in 2015 , as part of the Axon Partners Group. Their services are linked to the entire spectrum of "robo advisors", as this type of platform is called in the sector. This is the entire field that financial investments cover.

Some of the peculiarities of this firm have to do with its excellent reputation at the dollar level. Its license not only has a reach in New Zealand, but also throughout the continent, which allows it to access a larger audience. Its users show enormous satisfaction with the platform .

In particular, Finizens' offer focuses on the Automated Passive Investing . This type of management used to be reserved for important institutes or investors with a large capital, but some brokers, such as Finizens, have chosen to provide them with access to retail investments. This is how the stock market is pluralized.

Our experience with Finizens financial broker

When entering the world of this operator, we took into account all the comments about Finizens. The opinions of the majority of its users emphasize the efficiency and practicality of the system. Indeed, the software is very easy to use and anyone can understand it without difficulty.

As well we check the validity of your license . This can be done by clicking on the logo of the National Securities Market Commission (CNMV) that appears on the home page. Thus, the link sends us to the official website of the entity, where the effective registration is verified.

We also found that the web is very practical and intuitive . All the main options are in sight, and it is very convenient to access different investment alternatives. This makes the platform accessible to a wide spectrum of users, not just experienced investors.

The information we collect about Finizens broker gives us good indications. In addition to having a license, we find it encouraging that you have offices in Madrid . Many other brokers that advertise themselves as reliable do not have offices in New Zealand and their users have no way to contact them.

In the case of Finizens, it is not only located in the capital of New Zealand, but provides options for getting in touch . In the previous table we see your phone number and your email address, in addition to other alternatives that we will talk about in the relevant section.

We also find it very auspicious that its own users recommend the platform. The experience of investors who have worked with the broker for a continuous period is the best quality certification. Most have managed to achieve sustained profitability , which is the goal to which one should aspire.

We have explored the various investment options offered, and it seems to us that it is in tune with the best operators in the sector . At Finizens you can invest in traditional stock market stocks, but also in indices, commodities, energies, CFDs, forex, cryptocurrencies and a long etcetera.

Can Finizens be trusted or is it a scam?

As we have pointed out, our fundamental criterion for evaluating a broker it's your security . Do you offer guarantees that the funds are safe? Is there certainty about the protection of personal data? Are the mechanisms that structure the platform solvent? The license of the National Securities Market Commission account for all that.

In addition, the company is registered in the Directorate General of Insurance and Pension Funds (DGSFP) , under registration number C0031B90217233. This add-on seems very relevant to us, as it gives the platform seriousness, while giving solvency guarantees to investors.

Thus, with the certification of two official State bodies, we are sure that there is no scam . Finizens presents sufficient evidence to believe that its investment mechanisms are productive and grow the capital of its investors in a sustainable way.

A look at the most relevant of Finizens

Companies like Finizens are registered as insurance mediators and securities agencies. This allows them to trade as intermediaries in the stock market, that is, to buy and sell assets. Thus, Finizens presents many of the characteristics of the best brokers on the market.

It seems to us very important alert about fraudulent operators on the web. The online exchange can only be viable if all parties are committed to its transparent operation. This involves the supervisory authorities and brokers, but also the investors themselves and the media.

Finizens offer: opinion of the best experts

The offer of different assets is essential to judge the quality of a broker. It is true that most retail investors opt for traditional stocks. However, given the professionalization and competitiveness of the field, we demand a wider variety from the best operators.

Finizens fulfills this requirement. Go on in the most common investment plans there are the portfolio of funds, pension plans, savings plan and children's plan. The latter is a program for those who want to start saving for their children thanks to Finizens. Reviews about this operator are very positive.

The fund portfolio allows investing in index funds of multiple categories . In this way, the distribution of risks between assets is achieved, and investments become more stable. Management costs are very low. Another virtue of this program is its capital diversification.

The pension plans are one of the most talked about proposals of Finizens. The opinions are very favorable since these are programs similar to the portfolio of funds, but focused on the long term: you cannot withdraw your balance until after 10 years. The profitability can be very good.

The Finizens savings plan is very simple . It is necessary to deposit money periodically; at least $50 monthly. It is a rather unambitious strategy for those who are just starting to use the platform. Below we expand on some key concepts in the world of finance that will be useful to you.

CFDs: contracts for difference

They are called CFDs for their acronym in English: contract for difference. This is an option that allows you to take advantage of the variation of numerous assets , such as stocks or cryptocurrencies, but with the particularity that it is not necessary to buy them. It is only invested in a percentage.

In other words: to invest in CFDs you must negotiate the contract price between its opening value and its closing value. It is possible to invest both ways, and the profitability is given by the accuracy of the investment. Of course, this is more profitable in volatile assets.

Anyway, you should not take CFDs lightly . While they can be very profitable, they are also unpredictable if you do not have the necessary training. Finizens has more than 70% of negative results for retail investors on CFDs.

Even so, we must recognize that the platform warns of the risk of operations. In this one it looks like many of the best brokers in the industry, like eToro , and it seems to be another indication that Finizens is not a scam. Your CFD plan reviews all the central points on the question.

Cryptocurrencies

This is one of the most interesting topics of current investment, because cryptocurrencies are very attractive. This is because they are novel, volatile and compliant . Their value always tends to rise, and they are not regulated by banks or public institutes, like other assets.

These currencies are alternative currencies to fiat money . This means that they do not pass through the domain of the State, nor do they subject their value to the market. The price of cryptocurrencies is given by the trust of their users, valued according to the number of transactions made in the currency.

Its structure is given by a system that is trending in the computer security sector: blockchains. Information relating to the cryptocurrency is stored in interconnected blocks, the contents of which cannot be manipulated without collapsing the entire series. A breakthrough in data protection .

Above all things, investing in bitcoin it proved to be the most successful decision of recent times. Bitcoin has been the asset that rose the most in the last 10 years. This volatility in suba made its first investors millionaires, who trusted before anyone else.

Cryptocurrencies are not available to invest in Finizens . This makes the trader somewhat outdated compared to other brokers of the same level. However, this type of currency is part of some investment plans that project variations in the value of certain cryptoassets.

ETFs

This category is called exchange traded funds. Just like investment funds, they represent diversified sets of assets . They can be listed on the stock exchange and you can speculate on their fluctuations as with any other good, but with greater flexibility.

In this way, EFTs can be understood as a combination between a classic stock and an investment fund. It is an optimal alternative to start with a moderate capital . The best traders today offer training courses in this type of funds, such as BDSwiss .

The EFTs are available in the portfolios to invest in Finizens . They are one of the most profitable assets, and many retail investors recommend them to get started in the activity. For our part, we suggest that you inform yourself well about the subject before investing a large amount.

Demo version

Many of new Zealand investment traders offer sample versions for users to analyze the platform before depositing money. This is an advantage, because it can give an idea about the general conditions of the service. This is how expectations about the broker are adjusted.

Finizens allows you to simulate investments before creating an account and depositing money. This is similar to the demo version. In fact, we have tested the Finizens broker simulator . The opinions are very positive and we and find it very faithful to the software that is used when investing with real capital.

If you haven't tried Finizens yet, we suggest you start with the simulator . This way you will get acquainted with the basic concepts that are used in the operator to manage investments. Each platform has its particularities, and it is ideal to understand them as soon as possible to save time.

Payment methods

In all brokers, to make deposits and withdrawals of funds, it is necessary to link payment methods . Transactions must be carried out according to all data protection protocols, to ensure that users are safe from scams such as identity theft or phishing.

At Finizens, the main payment methods include bank transfers, credit cards and e-wallets. It seems to us a quite complete repertoire and accessible to all audiences . The main New Zealand banks can be linked; the operator's management bank is Inversis, which is the one that collects Finizens commissions. As for the cards, the most common ones can be associated. This includes Visa, MasterCard and Maestro. Currently payments with cards at Finizens are secure. Nowadays the banks that issue them use data encryption that blocks any potential hacker attack.

Electronic wallets are the most practical . They consist of virtual platforms from which money can be managed on the web. The best known example is PayPal. They are also very secure options, and are designed so that their use is ideal with Internet transactions.

The Finizens payment methods offer ensures you reach a wide audience . Nowadays there is no one who does not have access to any of the proposed means, so investments are democratized and available to everyone: an advantage of the online exchange.

Also, we see that the commissions are minimal . In general, there are no fees for withdrawals or deposits, but for the type of plan. For example, the commissions for the investment plan are from 0.14 to 0.41%; for the pension plan, 0.40%; for the savings plan, 0.69%.

This percentage is applied annually about the managed patrimony. Each case has its peculiarities, such as the estimated total commissions, which advance investors the average they are charged at the end of the year.

The platform exalts having fees 83% lower than a bank in their savings plans.

License

As we have highlighted, the licenses are the main parameter to be able to trust a broker. That is why we evaluate Finizens certificates well. Customer reviews show its reliability. We have already verified that transparency is one of the company's strengths.

The primary license is the one issued by the national control entity , the CNMV. This institute is responsible for inspecting the investment mechanisms of the platform to verify if they are sustainable. By looking at the CNMV license, we can assure you that Finizens is not a scam.

As for, a the certification of the DGSFP , it is also a public body that provides security guarantees. Finizens is also part of corporate groups in the field such as KPMG and Garrigues. This allows us to be confident that the company is well located in the industry.

In addition, the savings plans are endorsed by various entities. One of them is the Deposit Guarantee Fund, which covers up to $100,000. Finizens is also certified by Fogain , the Investment Guarantee Fund. So, we check that the platform has solidity in the field.

We believe that our responsibility is to recommend only those operators who prove to have licenses . In this way, we contribute to the security of online investments and encourage the flow of capital in the regulated market.

Customer service

Another important factor when considering a broker is their customer service. This is essential in an area that involves money transactions. Investors should have a way to contacting the intermediary , that is, the broker, in a practical way.

Based on the feedback, Finizens presents three types of contact methods: live chat, email and phone. The live chat it is the most convenient option , as it allows you to ask questions directly and get immediate answers, which is usually very enlightening.

The e-mail messages they do not receive an immediate response , but they are a useful medium in which you can elaborate on your concerns or comments. The response may take up to 5 business days, depending on the case.

As for the phone calls , they do not have an extra expense since the service is located in Madrid. Anyway, we recommend this method only for specific and urgent cases, because the attention can be delayed and is personalized.

Functionality of the page

In our analysis of brokers, we also note that your website be stable, practical and easy to use . In all cases, we check that the investment options are easy to access. There are operators who hide the information to obscure the system so that the user does not understand.

From the home page, the operator offers us passive investment services , which is his specialty. Thus, the investor comes across the precise options, about which he can instantly learn more. Then, the platform reinforces its commitment to the satisfaction of its users.

More information about the company can be found on the toolbar, in the "About Us" section. This is essential to provide confidence to investors. As well there is a section on "Investment strategies" , in which, according to reviews, Finizens strives to train its users.

In the same bar there is the option of the Premium account , which is for investors who move a higher-than-average flow of money. In the same sector there are pension plans, which are one of the most common means of saving at the Finizens broker.

Investments from mobile

Most of the tasks of everyday life go through the mobile; why not also investments? We value positively the brokers that offer a app to invest from mobile . In general, only the best traders on the market present this option, like 24 Option .

The main advantage of investing from mobile is that it has access to the stock exchange at all times , from anywhere. You can receive notifications that give dynamism to the business and keep you updated at all times. Thus, there is no chance of missing out on good opportunities.

The opinions about Finizens are generous regarding their app. It is a software of very good performance it offers all the functionalities that an investor may need. No experience with mobile apps is necessary to understand the Finizens service, as it is extremely intuitive.

With all this, we believe that the app is the best option to invest in Finizens . It provides all the security guarantees, as it presents the same stamps of the financial authorities that are on the web portal. With this possibility, investments are easier than ever.

Conclusion about Finizens: the opinions of our experts

As it has become clear, we take security very seriously when investing in the stock market, and we only recommend the best quality traders, such as AvaTrade and those that we have already mentioned. In the case of Finizens, we can attest that is a reliable broker .

Security is the necessary criterion to trust a broker, but it is not enough to choose it. It also needs to be profitable. Reviews about Finizens indicate that it is an ideal broker to obtain sustained profits over time . Investors of the platform have proved their satisfaction.

Is that the Finizens broker it has alternatives for all types of public . From simple investments in assets, to more complex issues such as EFTs or CFDs, which involve more risks and require greater knowledge. The options are not exhausted, but continue to multiply.

In addition, the company has excellent savings plans for all kinds of people. This includes from very simple programs, to more ambitious projects that require monitoring by the user. In this broker, all the explanations are at your fingertips.

We believe that it is very important for the operator to provide finance training tools to its users. Thus, we perceive that there is no scam: Finizens demonstrates an authentic commitment to developing sustainable and profitable finance. To conclude, we reviewed the main features of Finizens: safe, productive and profitable .

FAQ: frequently asked questions

This is the time to share what our readers are asking us through our inbox. We know that online investments can raise numerous doubts and controversies , especially in those who are just starting out in practice. We hope that our answers will be of help.

👍 What is Finizens?

Finizens is an operator belonging to the Axon Partners Group of companies. The broker was founded in 2015 and it is based in Madrid . This operator it has the authorization of several public entities, including the National Securities Market Commission (CNMV). We believe that, after testing and using this tool, it is an excellent option for investing in the stock market.

💰 What are the commissions and fees of Finizens?

Finizens commissions depend on the type of plan. Savings programs have individual commissions , which, according to the operator itself, are 83% lower than in banks. Investment programs have a difference between the purchase value and the sale value of each asset, which it usually represents a minimum margin for the broker .

🧐 How does Finizens work?

The company is structured from productive schemes that make the capital of their users enter into circulation on the stock market. This means that it does not use parasitic systems, such as the Ponzi scheme, but that the broker is truly serious. So you can have guarantees that the system is oriented to profitability .

👨 How to invest in Finizens?

To get started, you need to create an account. All data is protected by data encryption systems. Then, an initial money deposit must be made, for which there is no stipulated minimum. Once this is done, you can start investing in thousands of assets. Reviews about Finizens emphasize that this process is very easy .

🤨 Is Finizens safe?

We can attest that Finizens is not a scam . We know this because the company presents numerous certificates from public institutions. The most decisive is the one issued by the National Securities Market Commission (CNMV), which is the most authoritative New Zealand organization. It also has the license of the General Directorate of Insurance and Pension Funds (DGSFP).

Is it possible to invest in cryptocurrencies with Finizens?

At present this is not so. Despite the fact that the main brokers in New Zealand are offering the possibility of investing in cryptocurrencies , the Finizens broker has not yet adopted them . In fact, one of the company's top officials, Giorgio Semenzato, has had critical statements about cryptocurrencies, which he does not find productive.